Diverse Portfolios | Consistent Income

Harvest Multi Asset ETFs

Portfolios of Harvest Income ETFs that capture a diverse set of leading companies and investment grade fixed income, with the steady income that investors have come to expect

3

4 Multi-Asset Strategies

Diversified Equity Income | Balanced Income

Harvest Diversified Equity Income ETF

  • Portfolio of Harvest Equity Income ETFs using covered calls
  • Diversified exposure to large global companies

Harvest Diversified Monthly Income ETF

  • Mirrors HRIF portfolio of Equity Income ETFs
  • Diversified exposure to large global companies
  • Employs modest leverage at 25% to enhance cashflows and growth potential

Harvest Balanced Income & Growth ETF

  • 60/40 portfolio of Harvest Equity Income and Fixed Income ETFs
  • Aims to deliver steady monthly income with growth potential

Harvest Balanced Income & Growth Enhanced ETF

  • Traditional 60/40 portfolio mirroring HBIG
  • Aims to deliver steady and higher monthly cashflows with growth potential
  • Applies modest leverage to enhance monthly cashflows

HDIF & HRIF

Harvest Diversified Income ETFs

Two ETFs That Capture ‘The Harvest Way’

These portfolios offer exposure to diverse growth opportunities through Equity Income ETFs and some Fixed Income ETF holdings. HDIF differs from HRIF in that it applies modest leverage to enhance income, while HRIF uses no leverage.

HBIG | Harvest Balanced Income & Growth ETF

Harvest Diversified
Equity Income ETF

%

Current Yield (as of 2025/07/31)

HBIE | Harvest Balanced Income & Growth Enhanced ETF

Harvest Diversified
Monthly Income ETF

%

Current Yield (as of 2025/07/31)

TickerETF NameWeightSectorCountry 
HBFHarvest Brand Leaders Plus Income ETF19.1%DiversifiedCanada
HTAHarvest Tech Achievers Growth & Income ETF18.0%Information TechnologyCanada
HUTLHarvest Equal Weight Global Utilities Income ETF16.4%UtilitiesCanada
HHLHarvest Healthcare Leaders Income ETF14.9%Health CareCanada
HUBLHarvest US Bank Leaders Income ETF12.9%US BanksCanada
HLIFHarvest Canadian Equity Income Leaders ETF12.5%DiversifiedCanada
TRVIHarvest Travel & Leisure Income ETF11.5%DiversifiedCanada
HINDHarvest Industrial Leaders Income ETF6.3%IndustrialsCanada
HVOIHarvest Low Volatility Canadian Equity Income ETF6.1%Consumer StaplesCanada
HGRHarvest Global REIT Leaders Income ETF5.7%Real EstateCanada
Cash and other assets and liabilities
(23.3)%

HBIG & HBIE

Harvest Balanced Income ETFs

Stability with Growth & High Income

These portfolios deliver growth and income through Equity Income and Fixed Income ETF holdings – Blending the traditional balanced portfolio with a covered call writing strategy to generate monthly cash distributions and growth potential

HBIE aims to generate higher monthly income through the application of modest leverage at 25%

HBIG | Harvest Balanced Income & Growth ETF

Harvest Balanced
Income & Growth ETF

%

Current Yield (as of 2025/07/31)
HBIE | Harvest Balanced Income & Growth Enhanced ETF

Harvest Balanced Income &
Growth Enhanced ETF

%

Current Yield (as of 2025/07/31)

Canada’s Only Balanced ETF

primarily focused on Covered Calls

%

10 Equity Income ETFs

  • EExposure to Harvest Equity Income ETFs
  • ECore equity income + growth – Up to 33% covered call writing
Tickers ETF Names Weight
HBF Harvest Brand Leaders Plus Income ETF 10.0%
HTA Harvest Tech Achievers Growth & Income ETF 9.2%
HUTL Harvest Equal Weight Global Utilities Income ETF 7.4%
HHL Harvest Healthcare Leaders Income ETF 7.0%
HLIF Harvest Canadian Equity Income Leaders ETF 6.0%
HUBL Harvest US Bank Leaders Plus Income ETF 6.0%
TRVI Harvest Travel & Leisure Income ET 5.5%
HIND Harvest Industrial Leaders Income ETF 3.3%
HVOI Harvest Low Volatility Canadian Equity Income ETF 3.0%
HGR Harvest Global REIT Leaders Income ETF 2.5%

%

5 Fixed Income ETFs

  • EOffers exposure to Harvest fixed income ETFs
  • EOn select ETFs, Harvest will employ up to 100% covered call writing
Tickers ETF Names Weight
Covered Call:
HPYM Harvest Premium Yield 7-10 Year Treasury ETF 15.1%
HPYT Harvest Premium Yield Treasury ETF 10.1%
No Covered Call:
ZPS BMO Short Provincial Bond Index ETF 5.5%
XSB iShares Core Canadian Short Term Bond Index ETF 5.5%
TBIL Harvest Canadian T-Bill ETF 3.5%
Cash and other assets and liabilities 0.4%

As at July 31, 2025

Average CPP
Monthly Benefit:
$844.531

Leveraging Multi-Asset ETFs for Retirement Income

Multi-Asset ETFs are built to meet the income needs of Canadians. Many traditional income-paying products provide inadequate yields and lack a consistent or reliable schedule. Canadian retirees deserve not to worry about income in retirement

Sources: Bloomberg, Harvest Portfolios Group Inc.; Inflation based on StatsCan year over year CPI as at June 2025; HRIF/HDIF yield is current yield as at July 31, 2025 (yield based on current distribution and closing price).

1 https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/amount.html

Why Harvest ETFs?

Harvest ETFs has generated steady, predictable, and consistent monthly income for its supporters for over 15 years. Our Income ETFs have generated nearly $1.5 Billion in monthly cash distributions

Meet the Manager

Chris Heakes, CFA

Chris Heakes, CFA

Chris Heakes possesses over a decade of experience managing equity-based and derivative-focused exchange-traded funds (ETFs). Chris continues to develop and manage ETF strategies, focusing on quantitative equity research, multi-asset portfolios, and low- volatility investing

Key Facts

As at 2025/09/02

TICKER

HDIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$8.62

Updated Daily
MKT PRICE CLOSE

$8.62

Updated Daily
NET AUM*

$445.18M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CURRENT YIELD

10.32%

Updated Daily
LAST DISTRIBUTIONS

$0.0741

Cash, Per unit
CASH DISTRIBUTIONS

Monthly

Frequency
HOLDINGS

10

Underlying ETFs

Key Facts

As at2025/09/02

TICKER

HRIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$16.60

Updated Daily
MKT PRICE CLOSE

$16.60

Updated Daily
NET AUM*

$22.41M

Updated Daily
MGMT STYLE

Active

With Covered Calls Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1100

Cash, Per unit
CURRENT YIELD

7.95%

Updated Daily
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2025/09/02

TICKER

HBIG

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.69

Updated Daily
MKT PRICE CLOSE

$23.68

Updated Daily
NET AUM*

$7.11M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1600

Cash, Per unit
CURRENT YIELD

8.11%

Updated Daily
DISTRIBUTION

$2.7200

Total, Since Inception

Key Facts

As at 2025/09/02

TICKER

HBIE

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.31

Updated Daily
MKT PRICE CLOSE

$23.30

Updated Daily
NET AUM*

$10.49M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.2000

Cash, Per unit
CURRENT YIELD

10.30%

Updated Daily
DISTRIBUTION

$3.4000

Total, Since Inception

Key Facts

As at 2025/09/02

TICKER

HDIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$8.62

Updated Daily
MKT PRICE CLOSE

$8.62

Updated Daily
NET AUM*

$445.18M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CURRENT YIELD

10.32%

Updated Daily
LAST DISTRIBUTIONS

$0.0741

Cash, Per unit
CASH DISTRIBUTIONS

Monthly

Frequency
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2025/09/02

TICKER

HRIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$16.60

Updated Daily
MKT PRICE CLOSE

$16.60

Updated Daily
NET AUM*

$22.41M

Updated Daily
MGMT STYLE

Active

With Covered Calls Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1100

Cash, Per unit
CURRENT YIELD

7.95%

Updated Daily
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2025/09/02

TICKER

HBIG

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.69

Updated Daily
MKT PRICE CLOSE

$23.68

Updated Daily
NET AUM*

$7.11M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1600

Cash, Per unit
CURRENT YIELD

8.11%

Updated Daily
DISTRIBUTION

$2.7200

Total, Since Inception

Key Facts

As at 2025/09/02

TICKER

HBIE

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.31

Updated Daily
MKT PRICE CLOSE

$23.30

Updated Daily
NET AUM*

$10.49M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.2000

Cash, Per unit
CURRENT YIELD

10.30%

Underlying ETFs
DISTRIBUTION

$3.4000

Total, Since Inception

Recent Multi-Assets Insights

Disclaimer

Harvest Tech Achievers Growth & Income ETF (HTA) originally commenced operations as a TSX listed closed-end fund on May 26, 2015 and converted into an exchange-traded fund on June 22, 2017.

Commissions, management fees and expenses all may be associated with investing in Harvest Exchange Traded Funds (managed by Harvest Portfolios Group Inc.). Please read the relevant prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account income taxes payable by any securityholder that would have reduced returns. The funds are not guaranteed, their values change frequently and past performance may not be repeated.

Distributions are paid to you in cash unless you request, pursuant to your participation in a distribution reinvestment plan, that they be reinvested into the Class of units that you own of the Fund. If the Fund earns less than the amounts distributed, the difference is a return of capital. Tax, investment and all other decisions should be made with guidance from a qualified professional.

The current yield represents an annualized amount that is comprised of 12 unchanged monthly distributions (using the most recent month’s distribution figure multiplied by 12) as a percentage of the closing market price of the Fund. The current yield does not represent historical returns of the ETF but represents the distribution an investor would receive if the most recent distribution stayed the same going forward.

* Represents aggregate AUM of all classes denominated in Canadian dollars.

** Inception Date: HTA Class A is 2015/05/26; HTA Class B is 2020/03/12; HTA Class U is 2017/06/22; HTAE is 2022/10/25.

*** In addition to cash distributions, the Fund could have notional non-cash distributions which are paid annually (if any). There is no impact on net asset value per unit. The notional distribution is added to the cost base of the ETF and is taxable if not held in a registered account (RRSP/RRIF/TFSA, FHSA and RESP).

LSEG Lipper Fund Awards, © 2024 LSEG. All rights reserved. Used under license.
The LSEG Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers. The LSEG Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is an objective, quantitative, risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the LSEG Lipper Fund Award. For more information, see lipperfundawards.com. Although LSEG Lipper makes reasonable efforts to ensure the accuracy and reliability of the data used to calculate the awards, their accuracy is not guaranteed.

Harvest Tech Achievers Growth & Income ETF
LSEG Lipper Fund Awards Canada 2024 Winner, Harvest Tech Achievers Growth & Income ETF Class U, Best Sector Equity Fund over five years, out of a total of 37 funds.
LSEG Lipper Fund Awards Canada 2024 Winner, Harvest Tech Achievers Growth & Income ETF Class B, Best Sector Equity Fund over three years, out of a total of 43 funds.

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