Diverse Portfolios | Consistent Income

Harvest Multi Asset ETFs

Portfolios of Harvest Income ETFs that capture a diverse set of leading companies and investment grade fixed income, with the steady income that investors have come to expect

3

4 Multi-Asset Strategies

Diversified Equity Income | Balanced Income

Harvest Diversified Equity Income ETF

  • Portfolio of Harvest Equity Income ETFs using covered calls
  • Diversified exposure to large global companies

Harvest Diversified Monthly Income ETF

  • Mirrors HRIF portfolio of Equity Income ETFs
  • Diversified exposure to large global companies
  • Employs modest leverage at 25% to enhance cashflows and growth potential

Harvest Balanced Income & Growth ETF

  • 60/40 portfolio of Harvest Equity Income and Fixed Income ETFs
  • Aims to deliver steady monthly income with growth potential

Harvest Balanced Income & Growth Enhanced ETF

  • Traditional 60/40 portfolio mirroring HBIG
  • Aims to deliver steady and higher monthly cashflows with growth potential
  • Applies modest leverage to enhance monthly cashflows

HDIF & HRIF

Harvest Diversified Income ETFs

Two ETFs That Capture ‘The Harvest Way’

These portfolios offer exposure to diverse growth opportunities through Equity Income ETFs and some Fixed Income ETF holdings. HDIF differs from HRIF in that it applies modest leverage to enhance income, while HRIF uses no leverage.

HBIG | Harvest Balanced Income & Growth ETF

Harvest Diversified
Equity Income ETF

%

Current Yield (as of 2025/12/31)

Annualized Performance (%)

As at As at January 31, 2026

6M

8.76

YTD

0.43

1Y

10.26

2Y

14.04

SI

13.25

HBIE | Harvest Balanced Income & Growth Enhanced ETF

Harvest Diversified
Monthly Income ETF

%

Current Yield (as of 2025/12/31)

Annualized Performance (%)

As at As at January 31, 2026

YTD

0.46

1Y

11.71

2Y

16.62

3Y

13.33

SI

7.60

HRIF Holdings

As at January 30, 2026
TickerETF NameWeightSectorCountry 
HBFHarvest Brand Leaders Plus Income ETF18.8%DiversifiedCanada
HTAHarvest Tech Achievers Growth & Income ETF15.6%Information TechnologyCanada
HHLHarvest Healthcare Leaders Income ETF10.1%Health CareCanada
HLIFHarvest Canadian Equity Income Leaders ETF10.0%DiversifiedCanada
HHIHHarvest High Income Equity Shares ETF9.6%DiversifiedCanada
HUTLHarvest Equal Weight Global Utilities Income ETF8.8%UtilitiesCanada
HUBLHarvest US Bank Leaders Income ETF7.9%US BanksCanada
TRVIHarvest Travel & Leisure Income ETF7.5%DiversifiedCanada
HINDHarvest Industrial Leaders Income ETF6.4%IndustrialsCanada
HVOIHarvest Low Volatility Canadian Equity Income ETF4.9%Consumer StaplesCanada
Cash and other assets and liabilities
0.2%

HDIF Holdings

As at January 30, 2026
TickerETF NameWeightSectorCountry 
HBFHarvest Brand Leaders Plus Income ETF23.2%DiversifiedCanada
HTAHarvest Tech Achievers Growth & Income ETF19.3%Information TechnologyCanada
HLIFHarvest Canadian Equity Income Leaders ETF12.5%DiversifiedCanada
HHLHarvest Healthcare Leaders Income ETF12.5%Health CareCanada
HHIHHarvest High Income Equity Shares ETF12.0%DiversifiedCanada
HUTLHarvest Equal Weight Global Utilities Income ETF10.8%UtilitiesCanada
HUBLHarvest US Bank Leaders Income ETF9.8%US BanksCanada
TRVIHarvest Travel & Leisure Income ETF9.5%DiversifiedCanada
HINDHarvest Industrial Leaders Income ETF7.9%IndustrialsCanada
HVOIHarvest Low Volatility Canadian Equity Income ETF6.3%Consumer StaplesCanada
Cash and other assets and liabilities
(23.8)%

HBIG & HBIE

Harvest Balanced Income ETFs

Stability with Growth & High Income

These portfolios deliver growth and income through Equity Income and Fixed Income ETF holdings – Blending the traditional balanced portfolio with a covered call writing strategy to generate monthly cash distributions and growth potential

HBIE aims to generate higher monthly income through the application of modest leverage at 25%

HBIG | Harvest Balanced Income & Growth ETF

Harvest Balanced
Income & Growth ETF

%

Current Yield (as of 2025/12/31)

Annualized Performance (%)

As at As at January 31, 2026

1M

0.26

3M

1.70

6M

6.14

YTD

0.26

1Y

7.79

SI

8.35

HBIE | Harvest Balanced Income & Growth Enhanced ETF

Harvest Balanced Income &
Growth Enhanced ETF

%

Current Yield (as of 2025/12/31)

Annualized Performance (%)

As at As at January 31, 2026

1M

0.26

3M

1.81

6M

7.17

YTD

0.26

1Y

8.84

SI

9.52

Canada’s Only Balanced ETF

primarily focused on Covered Calls

%

10 Equity Income ETFs

  • EExposure to Harvest Equity Income ETFs
  • ECore equity income + growth – Up to 33% covered call writing
Tickers ETF Names
HBF Harvest Brand Leaders Plus Income ETF
HTA Harvest Tech Achievers Growth & Income ETF
HHL Harvest Healthcare Leaders Income ETF
HLIF Harvest Canadian Equity Income Leaders ETF
HUTL Harvest Equal Weight Global Utilities Income ETF
HUBL Harvest US Bank Leaders Income ETF
TRVI Harvest Travel & Leisure Income ET
HIND Harvest Industrial Leaders Income ETF
HVOI Harvest Low Volatility Canadian Equity Income ETF
HGR Harvest Global REIT Leaders Income ETF
HHIH Harvest High Income Equity Shares ETF

%

5 Fixed Income ETFs

  • EOffers exposure to Harvest fixed income ETFs
  • EOn select ETFs, Harvest will employ up to 100% covered call writing
Tickers ETF Names
Covered Call:
HPYM Harvest Premium Yield 7-10 Year Treasury ETF
HPYT Harvest Premium Yield Treasury ETF
No Covered Call:
ZPS BMO Short Provincial Bond Index ETF
XSB iShares Core Canadian Short Term Bond Index ETF
TBIL Harvest Canadian T-Bill ETF
Cash and other assets and liabilities

As at December 31, 2025

Average CPP
Monthly Benefit:
$803.761

Leveraging Multi-Asset ETFs for Retirement Income

Multi-Asset ETFs are built to meet the income needs of Canadians. Many traditional income-paying products provide inadequate yields and lack a consistent or reliable schedule. Canadian retirees deserve not to worry about income in retirement

Sources: Bloomberg, Harvest Portfolios Group Inc.; Inflation based on StatsCan year over year CPI as at November 2025; HRIF/HDIF yield is current yield as at December 31, 2025 (yield based on current distribution and closing price).

1 https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/amount.html

Meet the Manager

Chris Heakes, CFA

Chris Heakes, CFA

Chris Heakes possesses over a decade of experience managing equity-based and derivative-focused exchange-traded funds (ETFs). Chris continues to develop and manage ETF strategies, focusing on quantitative equity research, multi-asset portfolios, and low- volatility investing

Key Facts

As at 2026/02/09

TICKER

HDIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$9.02

Updated Daily
MKT PRICE CLOSE

$9.03

Updated Daily
NET AUM*

$479.13M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CURRENT YIELD

9.85%

Updated Daily
LAST DISTRIBUTIONS

$0.0900

Cash, Per unit
CASH DISTRIBUTIONS

Monthly

Frequency
HOLDINGS

10

Underlying ETFs

Key Facts

As at2026/02/09

TICKER

HRIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$17.30

Updated Daily
MKT PRICE CLOSE

$17.29

Updated Daily
NET AUM*

$23.79M

Updated Daily
MGMT STYLE

Active

With Covered Calls Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1300

Cash, Per unit
CURRENT YIELD

7.63%

Updated Daily
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2026/02/09

TICKER

HBIG

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$24.19

Updated Daily
MKT PRICE CLOSE

$24.17

Updated Daily
NET AUM*

$10.28M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1600

Cash, Per unit
CURRENT YIELD

7.94%

Updated Daily
DISTRIBUTION

$3.5200

Total, Since Inception

Key Facts

As at 2026/02/09

TICKER

HBIE

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.79

Updated Daily
MKT PRICE CLOSE

$23.77

Updated Daily
NET AUM*

$12.49M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.2000

Cash, Per unit
CURRENT YIELD

10.10%

Updated Daily
DISTRIBUTION

$4.4000

Total, Since Inception

Key Facts

As at 2026/02/09

TICKER

HDIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$9.02

Updated Daily
MKT PRICE CLOSE

$9.03

Updated Daily
NET AUM*

$479.13M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CURRENT YIELD

9.85%

Updated Daily
LAST DISTRIBUTIONS

$0.0900

Cash, Per unit
CASH DISTRIBUTIONS

Monthly

Frequency
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2026/02/09

TICKER

HRIF

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$17.30

Updated Daily
MKT PRICE CLOSE

$17.29

Updated Daily
NET AUM*

$23.79M

Updated Daily
MGMT STYLE

Active

With Covered Calls Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1300

Cash, Per unit
CURRENT YIELD

7.63%

Updated Daily
HOLDINGS

10

Underlying ETFs

Key Facts

As at 2026/02/09

TICKER

HBIG

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$24.19

Updated Daily
MKT PRICE CLOSE

$24.17

Updated Daily
NET AUM*

$10.28M

Updated Daily

MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.1600

Cash, Per unit
CURRENT YIELD

7.94%

Updated Daily
DISTRIBUTION

$3.5200

Total, Since Inception

Key Facts

As at 2026/02/09

TICKER

HBIE

TSX
CURRENCY

CAD-Hedged

Underlying ETFs
NAV

$23.79

Updated Daily
MKT PRICE CLOSE

$23.77

Updated Daily
NET AUM*

$12.49M

Updated Daily
MGMT STYLE

Active

With Covered Calls
Underlying ETFs
CASH DISTRIBUTION

Monthly

Frequency
LAST DISTRIBUTION

$0.2000

Cash, Per unit
CURRENT YIELD

10.10%

Underlying ETFs
DISTRIBUTION

$4.4000

Total, Since Inception

Recent Multi-Assets Insights

Disclaimer

Commissions, management fees and expenses all may be associated with investing in Harvest Exchange Traded Funds (managed by Harvest Portfolios Group Inc.). Please read the relevant prospectus before investing. The indicated rates of return are the historical annual compounded total returns (except for figures of one year or less, which are simple total returns) including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. The funds are not guaranteed, their values change frequently and past performance may not be repeated.

Distributions are paid to you in cash unless you request, pursuant to your participation in a distribution reinvestment plan, that they be reinvested into the Class of units that you own of the Fund. If the Fund earns less than the amounts distributed, the difference is a return of capital. Tax, investment and all other decisions should be made with guidance from a qualified professional.

Certain statements included in this communication constitute forward-looking statements (“FLS”, including, but not limited to, those identified by the expressions "expect", "intend", "will" and similar expressions to the extent they relate to the Funds. The FLS are not historical facts but reflect the Harvest’s and the portfolio manager of the Funds current expectations regarding future results or events. These FLS are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. Although Harvest and the portfolio manager of the Funds believe that the assumptions inherent in the FLS are reasonable, FLS are not guarantees of future performance and, accordingly, readers are cautioned not to place undue reliance on such statements due to the inherent uncertainty therein. The Funds, Harvest and the portfolio manager of the Funds undertake no obligation to update publicly or otherwise revise any FLS or information whether as a result of new information, future events or other such factors which affect this information, except as required by law.

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